Jacob

I'm a technologist and writer in San Francisco.

Currently building Dura, a personal finance app to support the cooperative economy. Previously, I was the first product hire at Chime. Since then I've advised startups and cofounded a few.

I've been in fintech for over a decade. I care about financial tools that respect their users and business models that don't require extracting money from communities.

Outside of work, I play drums, take photos, twiddle synths, and ride my bike.

Writing

• Up To 2 Days Early — what I learned about fintech from one policy decision at Chime
• The Two Ways Banks Make Money — background on why overdraft fees exist
• Tighten the Belt — a weird idiom in the modern world

Connect

You can follow me on Instagram or Bluesky. You can also email me.